Emirates NBD Egypt Achieves Net Profit of EGP 4.3 bn by End of September 2025

Cairo – November 3, 2025

Emirates NBD Egypt, one of the largest banks operating in the Egyptian banking sector. announced strong growth in its financial performance for the period ended September 30, 2025. The bank achieved a net profit of EGP 4.3 bn during the first nine months of 2025. compared to EGP 4 bn during the same period of 2024. reflecting a growth rate of 8%.

Profit and Income Performance

Emirates NBD Egypt showed an increase in its profit before income tax by 12%. reaching EGP 6.4 bn during the first nine months of 2025. up from EGP 5.7 bn in the corresponding period of 2024.

Net Interest Income witnessed a nominal increase of 17%, reaching EGP 9.4 bn as of September 2025. compared to EGP 8 bn during the same period last year.

Revenue and Equity Growth

Net income from fees and commissions reached EGP 1.3 bn during Q3 2025. compared to EGP 1.2 bn in the same period last year, achieving a 2% growth rate.

Moreover, total shareholders’ equity increased by 22%. reaching EGP 21.3 bn as of September 2025, compared to EGP 17.4 bn by the end of 2024.

Expanding Financial Portfolios

Emirates NBD Egypt continued to demonstrate robust and sustainable growth across all key financial portfolios. reaching EGP 212.3 bn in total assets as of September 2025. compared to EGP 159 bn as of December 2024 — representing a 34% growth rate.

As a result, customer loans reached EGP 101.6 bn as of September 2025, compared to EGP 84 bn by the end of 2024, marking a 21% growth rate — including EGP 79.4 bn corporate loans and EGP 22.2 bn individual loans.

Deposits and Market Position

Customer deposits reached EGP 169 bn during the first nine months of 2025. representing a 32% increase compared to EGP 128 bn as of December 2024. Of this amount. EGP 100.5 bn were corporate deposits and EGP 68.9 bn individual deposits.

Leadership Statement

Commenting on the results, Amr El Shafei, CEO and Managing Director of Emirates NBD Egypt. affirmed the bank’s strong financial performance during the first nine months of 2025.

“The third quarter results of 2025 demonstrated solid growth across all key indicators. with total deposits increasing by 32% to reach EGP 169 bn compared to the same period last year. Total loans also grew by 21% compared to the end of 2024, reaching EGP 101.6 bn as of September 2025, while total assets grew by 34% to EGP 212.3 bn compared to end of 2024.”

El Shafei added:

“Emirates NBD Egypt continues to solidify its position among the leading financial institutions in the Egyptian market through its ongoing efforts to enhance the customer experience and further develop our digital services. reinforcing our customers’ trust and confidence in the banking sector. Additionally. we have launched several strategic initiatives and partnerships that have played a vital role in maintaining our financial resilience and sustainable growth. At Emirates NBD Egypt. we remain firmly committed to expanding and advancing our digital banking services to meet customers’ evolving needs. With a clear strategic roadmap and a highly skilled team, we are confident in our ability to achieve our ambitions and create a positive and lasting impact for our customers and shareholders.”

Nationwide Network

It is worth mentioning that Emirates NBD Egypt operates a robust nationwide network of 61 branches and more than 334 ATMs. ensuring accessibility and convenience for customers across the country.

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