Al Ahli Bank of Kuwait – Egypt records 32% increase in Net Profit to reach EGP 3.9 billion for the nine – month period ended 30th September 2025

رئيسيبنوك رقمية
بواسطة Fintech Gate
صافي أرباح

Cairo, November 2025:

Al Ahli Bank of Kuwait – Egypt (ABK-Egypt) announced strong financial results for the nine-month period ended 30th September 2025, reaffirming its success in maintaining outstanding performance and achieving significant growth across all financial indicators. Net Profit increased by 32%, reaching EGP 3.9 billion compared to EGP 2.9 billion in the same period last year – after excluding foreign exchange revaluation impact, and Net Interest Income grew by 28% to reach EGP 6 billion compared to EGP 4.7 billion over the same period last year.

 

According to the Bank’s recently announced financial results:

Total Assets grew by 23% to reach EGP 173.7 billion compared to EGP 141.6 billion at the end of last year. Total Customer Deposits increased by 23% reaching EGP 147.5 billion compared to EGP 119.9 billion in December 2024 and Total Gross Loans Portfolio increased by 32% to reach EGP 91.4 billion compared to EGP 69.2 billion in 2024. Moreover, Non-Performing Loans (NPL) ratio recorded 1.44 % at the end of September 2025 compared to 1.74% at the end of 2024.Commenting on these results.

 

Mr. Ali Marafi, Chairman of ABK-Egypt, said:

 Mr. Ali Marafi, Chairman of ABK-Egypt, said: The Bank’s solid financial performance achieved over the course of the year 2025 reaffirms the steady and well-balanced progression across all business lines as well as the Bank’s success in achieving operational excellence, whilst maintaining a sound risk management approach to ensure healthy growth.

 

Over the past ten years, we have managed to build a very strong track record of achievements in terms of revenues and market position, thanks to the diligent efforts of our employees and the support and dedication of our Executive Management team. Meanwhile, we look forward to building on this success over the coming years and capitalizing on the market’s promising opportunities”.

 

Mr. Ali Marafi added:

“The Bank is committed to enhancing the quality of products and services offered to its diverse customer base, with a strong focus on developing its technology infrastructure. which has undergone significant advancement in response to the growing demand for digital services and the increasing rates of financial inclusion.

 

This comes in line with global market changes, national direction, and initiatives of the Central Bank of Egypt (CBE), and hence, the Bank will continue to pursue innovation with the aim of creating added value for local communities, customers, and shareholders. As for Corporate Social Responsibility. ABK-Egypt has always been very keen on taking an active role in community initiatives that support unprivileged segments through extending various kinds of aid to individuals and families across all Egyptian governorates.

 

Mr. Khaled El Salawy, CEO & Managing Director of ABK-Egypt stated:

In continuation of its robust performance and its solid financial position in the Egyptian market. “The Bank managed to achieve EGP 5.2 billion Profit Before Tax, showing a growth rate of 33% compared to EGP 3.9 billion over the same period in 2024, after excluding foreign exchange revaluation impact.

 

Our strong results reflect the strength and agility of our business model and growth strategy. Driven by our deep understanding of the Egyptian market and the evolving needs of our customers, the Bank was able to deliver real value to a diverse base of individual and corporate clients.”

 

Mr. Khaled El Salawy further stated, “The Bank’s ambitious vision focuses on achieving sustainable growth by enhancing efficiency, expanding reach, and broadening its offerings, thereby strengthening its competitive edge and serving an ever-growing customer base in the Egyptian market.

 

Over the coming period the Bank will continue working on maximizing profitability across all business lines, diversifying income streams, optimizing operational efficiency and capital management, expanding our footprint, and leveraging on fintech and digital innovation to sustain steady growth and uphold a strong position in the market.”

 

Mr. Khaled El Salawy concluded by affirming that human capital remains the Bank’s core driver for success, without which we could not realize our aspirations and build a leading banking institution. He added that investing in our people is a cornerstone of our strategy to ensure fostering a culture of teamwork, collaboration, and excellence.

 

The Bank is also committed to implementing capacity-building programs with the objective of preparing a new generation of banking professionals capable of driving growth and reinforcing the Bank’s position in a very competitive local and regional banking arena.

 

On another successful note, ABK-Egypt upholds its commitment to sustainable development through integrating Environmental, Social, and Governance (ESG) standards across all its business operations and has issued its Sustainability and Carbon Footprint reports for the year 2024, showcasing sustainability and corporate governance milestones in accordance with the Central Bank of Egypt (CBE) directions and in alignment with Egypt’s Vision 2030 & the Global Reporting Initiative (GRI).

 

Moreover, ABK-Egypt has recently signed a memorandum of understanding with the Frankfurt School of Finance & Management and the German Agency for International Cooperation (GIZ) to launch eco-friendly green banking products. These products are designed to extend financing solutions that comply with environmental sustainability principles and target individuals, small and medium enterprises, and large corporates. This initiative reaffirms ABK-Egypt’s active contribution to Egypt’s sustainable development as it enables financing projects of social and economic impact.

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