Digital Lending Meets Education: EFG Finance SMEs and Klickit Power Growth for Egypt’s Education SMEs

Cairo, November 18, 2025

EFG Finance SMEs, a provider of financing for small and medium-sized enterprises (SMEs), has collaborated with Klickit, a fintech company in the education sector, to enhance access to financing for SMEs—the education merchants that operate within Klickit’s platform across Egypt. This will be achieved by integrating tailored loan solutions into Klickit’s digital platform, streamlining the lending process, and supporting financial inclusion and economic growth.

This integration will enable educational institutions to access working capital in real-time, eliminating the friction typically associated with traditional lending channels. This model presents a quicker and more accessible lending approach that can significantly enhance the growth of SMEs in the education space.

EFG Finance Comment

Commenting on this, Moataz Abbas, Operations Senior Head at EFG Finance SMEs, said, “EFG Finance is intensifying its role as a provider of innovative financing solutions for small and medium-sized enterprises (SMEs) with a strategic partnership that broadens access to credit. By integrating with Klickit’s fintech platform, EFG Finance expands its reach to a larger pool of underserved SMEs through a streamlined, digital lending process designed to deliver impact at scale. Klickit operates in the education space, a sector that is increasingly recognized as vital to both economic growth and long-term development. By utilizing Klickit’s platform, EFG Finance SMEs aims to support educational entrepreneurs and institutions that depend on timely, flexible financing for scaling their operations, which is vital for sustained macroeconomic and microeconomic growth.”

Klickit Comment

Youssef Galal, Co-Founder and Egypt Country Manager at Klickit, stated, “By integrating EFG Finance SMEs’ embedded financing solutions into Klickit, we are empowering our merchants with more than just seamless payments and automated reconciliation. We are unlocking access to finance through a digital, frictionless experience that supports growth at every stage. This partnership reinforces Klickit’s commitment to embedding essential financial services within our platform, helping merchants scale their operations and drive durable, long-term value for their businesses.”

By collaborating, both companies enhance their contributions to financial inclusion, expand their market reach, and align with their shared strategy of using technology to create new growth opportunities.

Fintech Trends

Fintech-enabled, data-driven lending is emerging as the next wave in digital financial services across emerging markets, expanding beyond payments to deepen financial empowerment for businesses. This transition places both institutions at the forefront of this transition, indicating a wider movement towards smarter credit decisions, quicker funding, and enhanced inclusion in developing economies.

About EFG Holding

EFG Holding (EGX: HRHO.CA – LSE: EFGD) is a financial institution that boasts a legacy of more than 40 years of success in seven countries spanning two continents. Operating within three distinct verticals — the Investment Bank (EFG Hermes), Non-Bank Financial Institutions (NBFI) (EFG Finance), and Commercial Bank (Bank NXT) – the company provides a comprehensive range of groundbreaking financial products and services tailored to meet the needs of a diverse clientele, including individual clients and businesses of all sizes.

EFG Hermes, the leading investment bank in the Middle East and North Africa (MENA), offers extensive financial services, encompassing advisory, asset management, securities brokerage, research, and private equity. In its domestic market, EFG Holding serves as a universal bank, with EFG Finance emerging as the fastest-growing NBFI platform, comprising Tanmeyah, a provider of innovative and integrated financial solutions for small business owners and entrepreneurs, EFG Corp-Solutions, which provides leasing and factoring services, Valu, a universal financial technology powerhouse, Bedaya for mortgage finance, Kaf for insurance, and EFG Finance SMEs, which provides financial services for small and medium enterprises. Furthermore, the company delivers commercial banking solutions through Bank NXT, an integrated retail and corporate banking product provider in Egypt.

Proudly present in: Egypt | United Arab Emirates | Saudi Arabia | Kuwait | Bahrain | Kenya | Nigeria

Learn more about us at: www.efghldg.com

Note on Forward-Looking Statements

In this press release, EFG Holding may make forward-looking statements, including, for example, statements about management’s expectations, strategic objectives, growth opportunities, and business prospects. These forward-looking statements are not historical facts but instead represent only EFG Holding’s belief regarding future events, many of which, by their nature, are inherently uncertain and are beyond management’s control and include, among others, financial market volatility; actions and initiatives taken by current and potential competitors; general economic conditions and the effect of current, pending, and future legislation, regulations and regulatory actions. Accordingly, the readers are cautioned not to place undue reliance on forward-looking statements, which speak only as of the date on which they are made.

About Klickit:

Klickit is a leading Billing and fees management platform within MENA. Klickit helps educational entities such as schools, universities, nurseries and academic centers to digitalize their billing management and enables parents to pay using multiple payment methods availed through its wide network of partners, offering convenience for parents and empowering administrators with end-to-end fees management. To date, KlickIt operates across Egypt, KSA, and the UAE, serving more than 2 million students and has processed over 250M USD through its platform, supporting both the private and public sectors.

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