Abwab.ai & Arab National Bank Partner to Advance AI-Powered SME Financing in Saudi Arabia

Riyadh, Saudi Arabia 10 November 2025:

Abwab.ai, a leading Saudi fintech platform specializing in AI-driven SME lending and credit intelligence, announced its strategic partnership with Arab National Bank (ANB) following a successful presentation and award recognition at the ANB Innovate Demo Day 2025.

The collaboration reinforces both institutions’ shared vision to bridge the SME credit gap and transform the lending landscape through artificial intelligence, data-driven insights, and real-time decisioning.

Showcasing Innovation

During the ANB Innovate Demo Day, Abwab.ai showcased its proprietary AI technology that enables financial institutions to make faster, fairer, and smarter credit decisions for small and medium-sized enterprises.

The company was awarded at the event and went on to sign a strategic partnership with ANB, marking a milestone in advancing digital lending infrastructure across the Kingdom.

Key Objectives

AI-Driven Credit Assessment: Leverage machine learning and alternative data to enhance credit scoring accuracy, reduce risk, and improve approval times for SMEs.

Empowering SME Growth: Enable financial institutions to expand credit access and support sustainable business growth through smarter, automated financing tools.

Strategic Collaboration for Vision 2030: Align with Saudi Arabia’s Vision 2030 goals of advancing financial inclusion and accelerating digital transformation within the banking sector.

Driving Innovation

Through this partnership, Abwab.ai and ANB aim to redefine how banks assess and serve SMEs — fostering transparency, efficiency, and financial empowerment. The initiative builds on Abwab.ai’s growing presence in the Kingdom’s fintech ecosystem and its ongoing mission to unlock SME potential through technology.

“We are proud to partner with Arab National Bank to bring next-generation AI solutions to SME financing,” said Baraa Koshak, CEO of Abwab.ai. “This collaboration represents a shared commitment to financial innovation, empowering institutions to lend smarter and businesses to grow faster.”

“The ANB Innovate Demo Day was a showcase of true innovation,” said a spokesperson from Arab National Bank. “Abwab.ai’s platform stood out for its ability to address one of the Kingdom’s most pressing challenges — SME credit access — through scalable, intelligent technology.”

Vision 2030 Alignment

As Saudi Arabia accelerates its digital transformation agenda under Vision 2030, this partnership underscores the country’s commitment to enabling SMEs as engines of economic growth. By combining Abwab.ai’s AI expertise with ANB’s financial strength, the collaboration aims to create a more inclusive, data-driven credit ecosystem.

About Abwab.ai

Abwab.ai is an award-winning Saudi fintech platform dedicated to unlocking SME growth through faster, smarter access to capital. By combining advanced artificial intelligence with financial infrastructure expertise, Abwab.ai empowers banks and institutions to make intelligent credit decisions in real time — driving innovation and inclusion across the Kingdom.

About Arab National Bank

Arab National Bank (ANB) is one of Saudi Arabia’s leading financial institutions, offering a full range of retail, corporate, and investment banking services. ANB continues to play a key role in the Kingdom’s financial development by supporting digital innovation and SME empowerment.

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